SMART HOME LOANS

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If you’re reading this, chances are you are looking for a loan

Well, you’ve come to the right place.  Let our professionals at Smart Home Loans take care of all your financial needs as our focus is getting you the right loan and the right terms to fit your situation. 

Free Mortgage Quote

 

Checks and Balances, an accounting phrase or term if you will has been adopted by virtually everyone in the lending business.  It all comes down to "Income vs Expenses", the rule is to set your goals on keeping your expenses as low as possible.

 

We Care! 

 

Credit Score     Borrower        CoBorrower

EquiFax

551 

690 
Experian625 702 
TransUnion595 674 

 

Study the chart above...look familiar?

The Co-borrower bares the best credit score which is 674.  Do you know what this number represents?  Good Questions...it is the middle score of the three major credit reporting agencies and this is how lenders determine many factors during the loan process.  Your professional loan officer can answer any questions you may have. 

 

 

 

 Do It Yourself Credit Repair

 

If you’re reading this, chances are you are looking for a financial plan
Well again, you’ve come to the right place. Let our professional financial planners show how our program can save you at least $200, $400, $800 and even more a month.  If we can't save you money, no one can. 
Smart Home Loans is here to serve you. 
  • Early Acceleration Plan
  • Home Equity Loans
  • Credit Resolution
  • Timely Rewards

 

You will also need a Mortgage Plan that works for you and not against you

A mortgage is a big commitment and you need an experienced professional guiding you through the process, answering your questions so that you'll know with confidence that you made the right choice.  What does our commitment to personal service mean to you?  It means that we focus on you and your goals.  Anyone can line up a great looking rate for you but we take the time to show you all the other "gotchas" that can overshadow any teaser rate.

 

  • The Initial Interview
  • The Mortgage Process
  • The Final Seal of Approval